AITA for not lending money to a friend ?

r/

A college friend of mine has a habit of borrowing money from me for silly reasons ( buying an iPhone , Starbucks, etc) and never giving it back on promised timeline.

She recently asked a big amount ( reason – she is in a big trouble ) from me stating she will return it within 7 days. But i am afraid she will not return it so i said no .. am i doing anything wrong ?

Edit – she is my college friend and also she was my roommate during that period for 4 years … the whole 4 years i don’t remember and cannot estimate that how much money i have let her borrow from me for her silly activities..

Also she back bitched about me and hurt me so bad in our final year .. after that i formed a boundary and decided i will never help those who bitch about me ..

After 2 years she texted me yesterday to lend her a big amount to which i said no !!

2nd edit – sorry guys , but i need to rant .. it just like those 4 years of my life is spiralling in-front of me and with the comments i am realising what a fool i was ..

She comes from a wealthy background so am i .. the only difference between us i like to preserve my money she likes to spend over her budget .. she once told in-front of everyone “that i am jealous of her money and how much she spends , just because i once advised her not to play with her daddy’s money which will lead to a bad addiction and god forbid a situation comes where she is in need she will cry”!!

I AM BLOCKING HER FOR LIFE !!!!!!!!!!

Comments

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    A college friend of mine has a habit of borrowing money from me for silly reasons ( buying an iPhone , Starbucks, etc) and never giving it back on promised timeline.

    She recently asked a big amount ( reason – she is a big trouble ) from me stating she will return it within 7 days. But i am afraid she will not return it so i said no .. am i doing anything wrong ?

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    Welcome to /r/AmITheAsshole. Please view our voting guide here, and remember to use only one judgement in your comment.

    OP has offered the following explanation for why they think they might be the asshole:

    > 1 – i said no to her for the first time and didn’t give her any money.
    2 – she mentioned she is in a big trouble .. i didn’t ask her further that what happened .. i just denied giving money stating i don’t have that much in hand

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  3. Spare-Shirt24 Avatar

    NTA
    Stop lending people money. 

    Don’t ever lend anyone money unless you’re comfortable not ever getting that money back

  4. frlejo Avatar

    Real friends don’t put real friends on the spot by asking for money. They figure it out or go without

  5. Competitive_Test6697 Avatar

    iPhone and Starbucks, like they are similar 😆

    How much is it for?

    Tbh the answer should always be no. If they need money then they aren’t good for it.

  6. Resolve-Hefty Avatar

    NTA. I loaned money to friends twice. Once I was paid back, the other time I had to take them to small claims courts. Now I would never loan money, unless I was ok with not getting it back. 

  7. Mobile_Setting_2003 Avatar

    An iphone….. No you are NTA for not lending her the money, even if she always returned the money on time you are not obligated to financially support anyone. Considering they never pay back the money when they say they will I am surprised this seems to have gone on for so long. I would also consider if this is a friendship which you want to continue, she clearly does not respect you or appreciate how supportive you have been in the past.

  8. Visible_Act_31 Avatar

    NTA. She’s used you before and disrespected you, you owe her nothing, especially money. Setting boundaries after being burned isn’t cruel, it’s smart.

  9. martintoconnell Avatar

    NTA, and NoNoNo to the ‘loan’. This person is no friend. They are a user who sees you only as a purse from which she can take.

  10. Training-Car-9051 Avatar

    NTA. You are also enabling her though. Tell her you cannot continue providing money to her or she will continue asking.

  11. Just_River_7502 Avatar

    You haven’t spoken to her in 2 years? OP be serious, that’s not your friend

  12. ImaginaryPark6311 Avatar

    I never lend people money,  especially family and friends.
    But if I can afford it, I will Give someone money but make it known that it’s a gift and that there is no expectation of repayment. 

  13. MarionberryOk2874 Avatar

    She’s not your friend, she sees you as her personal lender that she doesn’t have to pay back! Stop letting people take advantage of you.

  14. httptae Avatar

    nta. you don’t owe her anything! honestly i wonder if u can take her to small claims court for everything she owes you…

  15. exotics Avatar

    NTA. Simply say “when I have lent you money in the past you have taken a long time to pay it back and I need that money for myself”.

  16. Impressive_Meet_312 Avatar

    Hell no, don’t do it

  17. squigs Avatar

    NTA

    Sounds like her problems are her own doing. Why should it be your responsibility to fix them?

    You’re being used here.