Terminally ill and racking up credit card debt with zero fucks to give

r/

I’ve had cancer for 2 years now, did chemo, lost my leg, beat odds and managed to even go back to work, well shit hit the fan and treatment stopped working. Probably got weeks, maybe couple months at best. I am 22, don’t own a house, don’t own my car. Have maybe £2k in the bank.
So I took out a credit card, 6.5k limit, 0% APR for 20 months. (I was previously building up a good credit score) and am now buying whatever the fuck I want. The debt will die with me, and I give no fucks.

And if you want to beef me about driving your bank fees up with this behaviour, at least you get to live. lol

Comments

  1. Xylar006 Avatar

    I support this 100%!

  2. gsrmatt Avatar

    No beef here. Stick it to them!

  3. candy_yman Avatar

    I need this mindset frfr

  4. LopsidedTeach4157 Avatar

    Why stop at one card ? Do it as many times as you can

  5. No-Contribution6909 Avatar

    Yeah fuck it, we ball. Go live your dreams.

  6. Salty_Zone_4665 Avatar

    Good for you, i hope you get to experience the things you’ve dreamed, there’s no one (and no credit limit) stopping you now!❤️❤️

  7. canadascowboy Avatar

    Go bigger on this strategy. Full baller.

  8. TobiasPlainview Avatar

    In so sorry to hear this my friend. I’ll be thinking about you. Let me know if there’s anything I can do to help you. Stay positive!!! You never know!!!

  9. Either_Dream_9748 Avatar

    I hope you enjoy every minute of every day!

  10. HeyItsPinky Avatar

    Get more credit cards man, go on holidays. Experience as much as you can while you still have time man.

  11. sexyma987 Avatar

    Go big! Enjoy life to the fullest!

  12. NEW0R Avatar

    fuck yea. life is too short as it is. yours is shorter live it to the fullest. live as much as you can.

  13. Happynessisgood10011 Avatar

    No half sends here!
    FULL SEND that bitch.

  14. yooooooowdawg Avatar

    Listen, the sins of the child should not be absorbed by anyone else in the family. Do it.

  15. Backhanded_Bitch Avatar

    I wish they had given you a higher limit. I am so sorry about your diagnosis and what you have been through. You deserve whatever happiness you can get.

  16. Routine-Preference24 Avatar

    Gladly incur any fees to help you live it up!

  17. Living-Estimate9810 Avatar

    DISNEYLAND!!!

    Not, uh, not in the US, obviously…Japan!

  18. Sea-Teaching-5821 Avatar

    Awesome, enjoy it!

  19. ViciousVenditta Avatar

    What are you gonna buy??

  20. RIC_IN_RVA Avatar

    You might watch “dying to live “it’s a story about a true podcast of a young lady who ended up with stage four breast cancer and lived a wildlife before she passed, but hers was focused on sex. Probably will hit extremely close to home for you. It was tough to watch, and I cried through most of it.

  21. buttdialed911 Avatar

    Get 10 credit cards. Let’s fucking goooo!!

  22. ChelsIsArt Avatar

    Enjoy your life, enjoy every single day however you choose to! Go big! Do things you’ve always wanted to do! Just remember that not all the best things to enjoy or do in life have price tags. 🙂 The things that do? Who cares, do em!

  23. Seamus-McSeamus Avatar

    I hope you enjoy what time you have left and don’t suffer. Fuck cancer and the creditors too.

  24. AdministrationSad589 Avatar

    Definitely lean into this idea bro. Have fun.

  25. Anakin-vs-Sand Avatar

    This is in no way legal or moral advice but absolutely go wild my guy. Do not go out quietly, ride a credit fueled wave to the very end. Extract every drop of fun and pleasure out of the time you have left.

  26. Careless_Ad_9665 Avatar

    Get more cards! Eat the most expensive delicious foods and stay in fancy hotels. ❤️

  27. Beginning_Worry_9461 Avatar

    Go balls deep when you give em the shaft

  28. MrRWhitworth Avatar

    Get everything your credit score will allow, live like royalty.

  29. Direct-Spread-8878 Avatar

    My retired rich FIL took out so many lines of credit, 100’s of thousands of dollars, cashed as much as he could out and kissed their asses goodbye :)! Do it! Cheers to you friend. Live your best life and fuck the man

  30. nage_ Avatar

    use credit cards to buy those visa giftcards.

    they may put a hold on the credit card but the gift cards wont be able to be shut down without a lot of investigating first

  31. crying2emoji5 Avatar

    I suggest signing up for as many credit cards as you can. Donate to causes you care about. Bribe people. Buy strangers extravagant gifts. Get laid. Get smashed. I’m sorry you’re suffering like this. I hope you’re able to have a rich golden age. 

  32. slippery_jester Avatar

    Man I always thought of doing this if I was gonna be on my death bed, but if you have ANY living relatives or next of kin, you WILL be burdening them with said debt.

    Please feel free to correct me if I somehow got that wrong, I forget how I stumbled across that info, it’s just one of those “fun facts” that your brain holds onto.

  33. Snorkel-For-Farts Avatar

    Get more credit cards! Fuck em all! Get a loan for “school” fuck em!

  34. Commercial_Music_931 Avatar

    Can someone offer this person some legit strategy on how to maximize this? Surely there’s more he can do. Multiple cards for sure though

  35. JadedAce1710 Avatar

    This is exactly what I planned to do if I was ever in this situation. Get as high a combined credit line as possible, and run that shit all the way up bro. Godspeed.

  36. HaroerHaktak Avatar

    Damn man. You go you. Live the best life you can while you can!

  37. Luckypenny4683 Avatar

    Go hard. Buy a Ferrari. Take yourself on a luxury trip if you can.

  38. NecessaryExcellent62 Avatar

    Do you fuck em🤷🏾‍♂️

  39. yumanbeen Avatar

    Hmm, I always thought your debt rolled over to your next of kin.

  40. Junior_Ad_3301 Avatar

    Get yours! Fukk the banks

  41. Fakeredhead69 Avatar

    I kinda wish my mom had done this.

  42. BigBootieHeaux Avatar

    Treat yourself. Sounds like you deserve it. I hope you find joy in whatever time you have left.

  43. flippertyflip Avatar

    Make sure everything you buy is incredibly dumb.

  44. escapevelocity-25k Avatar

    I’ll deal with the bank fees, enjoy 🫡

  45. Coyote_Hemi_B58 Avatar

    I would do the same thing but with more cards. God bless you.

  46. ZyxDarkshine Avatar

    We are here for a good time, not a long time.

    Get yours.

  47. missannthrope1 Avatar

    As long as you using it for hookers and blow.

  48. please-put-in-trash Avatar

    Get more cards. Live it up. We got you.

  49. AdvanceFamous8740 Avatar

    Book a vacation!!

  50. Furrowed_Brow710 Avatar

    Have you seen the movie Armageddon? Reminds of one of the miner’s stories on there. He didn’t think he’d make it back and drove up like 100k in debt or owed someone a ton of money. I can’t recall exactly. Anyway, I hope you do as much as you can with what you have left. Good luck!

  51. Silverfox-boss Avatar
  52. nightguy902 Avatar

    Get as many as you can and enjoy every minute

  53. AngryApeMetalDrummer Avatar

    Get a few more cards. I would. I would get a really fast motorcycle and ride to Vegas, then do whatever I want. Probably would travel to exotic expensive places in the world too.

  54. JenninMiami Avatar

    I’m so sorry. Apply for as many cards as you want! If you’re physically feeling well enough to travel, go see somewhere you’ve always wanted to see!

  55. peasinacan Avatar

    Live it up, man

  56. NectarineLeading7055 Avatar

    I have one word… drugs!! All of them, why not?!

  57. Silveri50 Avatar

    Fuck the banks friend. Live the life you have left.

  58. G0trenx Avatar

    Only thing im mad about is u stopped at one card. Get personal loans. & as many cards as possible. My job would be applying for cards

  59. sidrasfoo Avatar

    Prayers for you bro…but roll the dice…live it up…FUCK it…enjoy!

  60. Severe-Ant-3888 Avatar

    I’d get as many cards as I could.

  61. ParadoxicallyAlex Avatar

    I’d get every loan possible and every card possible and live it up bro.

  62. Mlady_gemstone Avatar

    live the best time you have left!

  63. missannthrope1 Avatar

    Prepay for your funeral!

    The irony!

  64. MikeTheNight94 Avatar

    Go for it dude. As long as everyone around you knows to ignore collectors who might try to trick them into paying on the debt. Hell go buy them stuff too

  65. GeebCityLove Avatar

    Wouldn’t your family comp this bill?

  66. zedshadows Avatar

    Get more cards!!!

    Spend as much as you can

    Enjoy as much as you can

  67. jwboo Avatar

    I say fuck the system as much as you!

  68. Angedelanuit97 Avatar

    Hell yes, friend. Fuck the capitalists. You do you and get whatever you want! If I have to pay a little extra on something someday down the line because of it, I’ll do so gladly! Have fun!

  69. ItsAllGoneCrayCray Avatar

    They’ll just hound your living relatives for the money. Why burden them?

  70. FellDownAnotherHole Avatar

    Support this 1000% go!

  71. Fractaldreams38 Avatar

    God speed brother

  72. Either-Ad6540 Avatar

    Just curious, they won’t stick a family member with the bill after you pass? Have fun spending. ❤️

  73. bAo89 Avatar

    Can you pay my rent? I promise I’ll pay you back in a couple months..

  74. Smart-Economics-6986 Avatar

    Go all in brother. Enjoy it.

  75. TylerBoydFan83 Avatar

    Fuck that, open a dozen cards and go nuts

  76. linkslice Avatar

    I’d be interested in subreddit/tiktok/x/facebook/youtube to follow along on your journey. Heck the YouTube might even cover the monthly minimums while you stack debt.

  77. WOKEJEDIFOOL Avatar

    Open up a PayPal. Pull that credit too

  78. GayCosmicToothbrush Avatar

    Bb I hope you SPEND. I hope you get everything you want, and then some. Applauding you for your agency from afar.

  79. Complex_Phase_8304 Avatar

    Take mine too fuck it we ball

  80. XxCarlxX Avatar

    I dont care about the debt, there are more important things in life.

    Sorry to hear about your situation. We forget that not everyone is guaranteed long life, so we take things for granted.

    If you can find it in your heart, get right with Jesus, enjoy the eternal life to come, this one is short, dark and a struggle for us all.

  81. ern19 Avatar

    Go get that bag and ride it into Valhalla brother

    Edit: If it really is the big one, I’d shoot higher than 6k though

  82. Complex_Phase_8304 Avatar

    I’ve had this idea as a high thought before

  83. DiogenesLied Avatar

    This is the plan for anyone single with no kids. I have 50k+ in available credit line just waiting for me to say fuckit

  84. N3pp1 Avatar

    I hope you do it more, actually. You deserve it.

  85. TastyKaleidoscope250 Avatar

    go ahead and try to take out as many cards as you can i guess. leave a little room on each card so you can use one card to make the monthly minimum payment on another card just in case you make it a few months.

    just do not accept any that require a cosigner, as they could he liable for the debt upon death

    maybe put a sign on the front door to warn the debt collector they may need to call the coroner if you don’t live with anyone

  86. LUKALEBRONSEXTAPE Avatar

    Get multiple cards first, then abuse them all. If you get close to the limit with the ones you already have, it’ll be harder to get more

  87. FairyLullaby Avatar

    I 10000% support this. Get 10 more cards too and treat yourself to a favorite meal every meal, book some massages, live life comfortably:)

  88. RMski Avatar

    Good for you!!

  89. Quick_Weakness3911 Avatar

    Let’s go send that shit 🔥🔥

  90. RevolutionaryJob6315 Avatar

    I don’t blame you at all but I hope you beat the cancer still

  91. pwolf1771 Avatar

    Condolences have a fun time amigo

  92. Aussie-GoldHunter Avatar

    I wish they gave you a 65k limit, go with style and godspeed to you.

  93. InsomniaticWanderer Avatar

    No beef, man.

    Go live the life the rest of can only dream of with the time you have left.

  94. inflatableje5us Avatar

    I am sure the cc company will be ok.

  95. iamagh0stama Avatar

    Bro go rent a few laps in a supercar

  96. Even-Buffalo-191 Avatar

    enjoy your time how ever you see fit… hugs to you

  97. 99LedBalloons Avatar

    Hell yeah! Cocaine, jet skis and magic the gathering cards let’s go.

  98. Tekkkaman Avatar

    Get moarrrrr

  99. WingKartDad Avatar

    I ain’t mad at you. Do you! Fuck the CC companies.

  100. josephscottcoward Avatar

    Credit reporting agencies will not be aware of each other for 30 to 45 days. If you are still in that window, I would take out some more credit cards before they are aware that your credit profile has changed. I’m sorry that you were dealt a bad hand in life. please enjoy yourself as much as you can and do it without worry. Godspeed!

  101. Brave-Network7125 Avatar

    Dam I thought I was the only one who had this idea

  102. ZookeepergameOk1354 Avatar

    Go for it and have fun.

  103. Introvertedhotmess Avatar

    This brought an immediate smile to my face, truly. Not that you’re dying, but because you’re getting a chance to live lavishly while you can. You’re damn right, fuck ‘em!

    Also, I’m truly sorry about your situation. I hope every day is as pain free as possible, and your transition is peaceful. Enjoy the time you have left, friend. Thanks for making me smile.

  104. EPlurbisUnibrow Avatar

    We will carry on your name, hero.

  105. dubmquests Avatar

    Get another CC!!

  106. MandellaK407 Avatar

    Go wild, you deserve it. See ya on the other side 💜

  107. Plastic_Pie_1621 Avatar

    I would do the same. Live out the rest of your life the way you want to. Fuck it all. Please have lots of fun. We’ll see you on the other side.

  108. SwitchSCEtoAux Avatar

    Well done. Do not go gentle into that good night.

  109. surviving1676 Avatar

    Just do it!!!! Have fun and zero regrets!

  110. snapping-goose Avatar

    Love this. I hope the rest of your life is full of the things you wish to do ❤️ good luck!

    I’d probably do the same if my cancer gets worse too lol

  111. Ben7467 Avatar

    Run that bill the fuck up!!!!! Sign up for a few more fuck it. Live it up while you can brodie!

  112. Mountain_Agency_7458 Avatar

    Max👏that👏shit👏out!!

  113. ThunderWolf75 Avatar

    I am sorry brother. I really hope there is a other side. I hope you have a lovely existence there. In the meantime – i would recommenf the beach, coke and hookers.

  114. Several_Okra614 Avatar

    get a bigger loan man

  115. Zealousideal_Bag778 Avatar

    If you are up to it, go on a holiday. If not, buy some joy

  116. 30minut3slat3r Avatar

    Get all the cards and loans, go blow some shit up, have fun, we will see you later.

  117. wookiesack22 Avatar

    I’ll pay higher rates. Enjoy your time on earth. I would be doing cocaine in some resort in Mexico if I was you.

  118. keidabobidda Avatar

    Get after whatever you can dude! You’ve been handed a shit deal, it’s the least you deserve

  119. pubertino122 Avatar

    Live your best life dude.  Hope you’re smoking the best weed.

  120. earthman34 Avatar

    You have my sympathy. Live it up while you can. No recriminations from me.

  121. InstructionOpposite6 Avatar

    live your life. Enjoy it

  122. Theebobbyz84 Avatar

    Good for you man, buy liquor and gash!

  123. BFord1021 Avatar

    See how many credit cards you can get and let it rip. Just make sure whatever family you have sign no papers whenever you do pass.

  124. jbg0830 Avatar

    Fuck it, Go live

  125. stealyerface Avatar

    You throw a Taylor 900 series on that card, and will it to me, I’ll come perform whatever badass acoustic songs you want at your celebration of life! Party on my brother. See you when I get there.

  126. Clarknt67 Avatar

    Bitch at you? I applaud you. Why just one card?

  127. n8TLfan Avatar

    You are not the reason bank fees are going up. We’re not letting the super-rich guys lie to us like that. Go all out

  128. ThePaeGuy Avatar

    take all of that shit dude; you have a ball with the time you got left. Sorry for your lot, hope you can enjoy everything you want to in the time you have

  129. Content_Commercial_8 Avatar

    Live it up brother! Just don’t buy shit you can’t take with you

  130. virtualperception24 Avatar

    6k isn’t enough, you need to apply for cards. Max it all out! Full support. Sorry about the terrible diagnosis. Make your time here count.

  131. ErPrincipe Avatar

    Do it, my man: it’s on us.

  132. COgrace Avatar

    I hope you find peace and joy before you depart this earth. And a few delicious meals along the way too. Enjoy what’s left.

  133. Oralnfection Avatar

    Take out student loan

  134. lushlanes Avatar

    What’s the coolest thing OP could by with 6k?
    F the banks

  135. yak_danielz Avatar

    you’d be surprised how many people would love to do what you’re doing. consider yourself lucky to go out on your own terms.

    fuck it up!

  136. Ok-Cranberry-9558 Avatar

    Get more cards – rake the cunts for all they’re worth.

    FULL SEND

  137. SaidwhatIsaid240 Avatar

    Hard to talk shit to someone on short time… I don’t blame you.

  138. Ok_Entry1818 Avatar

    cop me a camera for my podcast! i’ll dedicate a episode to ur memory

  139. Chi-town-Vinnie Avatar

    Cash advances

    Live well but share cash with some homeless people

  140. Economy_Fox4079 Avatar

    More cards before you rack up the initial one

  141. aphilosopherofsex Avatar

    May I also suggest taking out the max student loans for a grad degree?

  142. Trilly2000 Avatar

    You should get as many credit cards as possible and use them for whatever you want, but it would also be pretty cool to go online and fulfill a bunch of gofundme’s or donors choose asks.

  143. MoreThanZeroo Avatar

    Do it. I’ve tried my whole life(almost 60 years) playing by the rules. Hit a wall, now my disease is killing me slower than yours and bankruptcy has enveloped my life. I live vicariously thru your final escapades friend.

  144. fatlardo Avatar

    Get personal loans too

  145. Ok-Assistance-7476 Avatar

    Open more cards to spread out the debt making you look more “responsible”.

  146. guyawesomer Avatar

    Have fun man fuck buying shit. Party, travel, do a shit ton of drugs. Sorry this is your reality but I sincerely hope you fit in as much life as you can while you can.

  147. Andys_Rock_Hammer Avatar

    Dude I’m not trying to make light of dying, but this is your opportunity to absolutely live and do whatever you want. Open more cards, go on trips, buy things, make memories.

  148. Whydoialwaysdothis69 Avatar

    You’re doing the right thing. Go all tf out

  149. Glittering_Tiger_289 Avatar

    Maybe learn to trade options and then yolo 1k on buying a spy call or put 0dte.

    In this market highly regarded people really are winning..

    Then rent a limo and take a lady out for a date 🥰

  150. Small_Flatworm_239 Avatar

    Take out more cards. You can do personal loans as well

  151. HeronOrganic3727 Avatar

    Yeah. The bank gave you cancer. Stick it to the man lol. Society is fucked

  152. AverageGuy16 Avatar

    Go crazy g just make sure your loved ones are insulated and educated from predatory debt collectors

  153. lucki47 Avatar

    Get more man!

  154. Aromatic-Resource-84 Avatar

    Enjoy yourself. The healthcare system is horrible, the government could care less about us. Do what you want to!

  155. lngfellow45 Avatar

    That is brilliant! Go crazy!

  156. bhadbeardiethedragon Avatar

    I hope you’re doing alright OP, I’m very sorry for the news. rack it up 👏

  157. Pleasant_Expert_1990 Avatar

    I salute you, please do whatever the fuck you want.

  158. deepseasixone Avatar

    Plottwist imagine you get better again ,.from one problem to another .

    In all seriousness friend mine did the same , took nice long holidays .thats was the joke we used to make with him.

    Godspeed to you .

  159. peep_squasher Avatar

    Don’t blame ya one bit. I would do the same.

  160. _92_infinity Avatar

    I hope your remaining days are filled with as much carefree spending as you can fit in! 🩵

  161. Penny_Lane54321 Avatar

    Im sorry for your prognosis. You do what you want. I would do the same and shop like hell.

  162. prym0ne Avatar

    I ain’t mad at you. The ultra wealthy dgaf about any of us. So fuck it.

  163. atxcitement Avatar

    Dude, if you have good credit, go for broke (literally). Get multiple cards, go on vacation, etc…

  164. DarcyBlowes Avatar

    Get more credit and start buying stuff for animal shelters or whatever legacy you want to leave. Buy school supplies for the school in a low-income neighborhood. Order pizzas sent to nursing homes. Find people on GoFundMe. I’m sorry about your illness, my friend. You deserved more time.

  165. anonymous237962 Avatar

    Tell us some of the wild shit you’re going to buy/have bought!!

  166. N_Who Avatar

    You’re sure there’s no risk of the debt being passed to your family? That would be only concern here.

    Like, yeah, fuck the banks. Fuck the corporations. Fuck concerns about increased fees for other customers, those asshole banks will do that shit anyway. Just, yeah: Make sure this won’t blow back on your family.

    Other than that, go wild. We all should live our best in our final days, so go live yours however the hell you want and (so long as you’re not hurting anyone else) don’t let anyone tell you otherwise.

  167. ShemBroot Avatar

    Where I’m from our answer to this would be “fuck how e turn out” which means fuck it go crazy!

  168. Super_Reading2048 Avatar

    Go live your dreams; I would be traveling.

  169. Cloud_Drifter Avatar

    Hell yah brother! Don’t worry about us and do you!

  170. Majestic-Wishbone-58 Avatar

    I’m so sorry to hear your diagnosis. I hope you get to enjoy every single day you have left!

  171. A2theK36 Avatar

    I don’t think anyone is going to beef with you about this.

    Go get more cards, run that shit up, live it up as much as you can while you can.

  172. yeah-please Avatar

    You know what, hell yeah