I have chosen a PPO plan for the majority of my career for my benefits. I’m in the process of interviewing for a new job and if I get/accept an offer, I’m thinking about switching insurance plan to a HDHP plan. My 13 month old son is a dependent on my plan, and neither of us have preexisting health conditions or anything out of the ordinary, health wise. My husband can only take his company’s benefits, so he has his own plan (which is also a HDHP). We primarily go to healthcare providers for preventative care. Anyone have any thoughts to share?
Comments
Personally i would never take a high deductible plan with a small child.