A couple weeks ago my dad was driving to work. Another driver was speeding and ran a red light and t-boned him. He was mostly ok (broken ribs, internal bruising, cuts and scrapes) but we found out that the other driver claimed it was my dad that ran the red light. We finally found a video of the intersection that recorded the accident and it shows that the other driver did indeed, run the light. We also just realized that the other drivers insurance lapsed 2 days before the accident. My parents have retained an attorney so this is more for my edification. Is there a grace period for lapsed insurance and/or will my dad have to go through his insurer via uninsured motorist?
Location: State of Georgia, US