First time mother being denied by health insurance

r/

So my friend just had a baby, her first, and apparently her insurance is trying to deny all her claims. Not allowed to post pictures here so I’ll include copies of the texts:

“They keep denying my claims because they’re “investigating if I have other insurance” which I don’t so they denied my $70,000 hospital bill and I have to call and deal with their shit ”

“They denied my BLOODWORK even and now quest is trying to make me pay $1,000. At this rate I should just take us all off _______ work insurance and pay out of pocket for our own insurance”

Apparently everything is in network. We live in Florida, in the US

Edit for clarity: Their insurance is Blue cross and Blue shield, ppo.

Comments

  1. ChocoBerryBliss Avatar

    She should submit a formal letter stating she has no other insurance, with proof (like an employer HR letter), and ask them to reprocess all denied claims.

  2. FireflyFantaSyy Avatar

    Every call should be logged with date, time, name of the rep, and what was said. If they still stall, she can file a complaint with the Florida Office of Insurance Regulation.

  3. TeaseMode_247 Avatar

    Hospitals often have patient advocates who can push the insurance company to fix coordination-of-benefits issues, it’s worth calling the hospital billing department to get one assigned.

  4. que_he_hecho Avatar

    File a complaint with the Florida Department of Financial Services (DFS) Office of Insurance Regulation (OIR).

    Contacts at this link

  5. Dull-Crew1428 Avatar

    they do this in the hopes you give up. keep fighting them

  6. Roam1985 Avatar

    She’ll fight it for a few years, eventually they’ll pay. It sucks, but it’s how they work.

    Raise a glass for Super Mario’s brother, I guess.

  7. Calico-D Avatar

    Is her present insurance private or Medicaid ?

  8. JUSTICE3113 Avatar

    She just needs to call them. They obviously have a record of her having other insurance so she just needs to prove that she doesn’t. It’s really a simple fix and then they will pay her claims.

  9. Therealchimmike Avatar

    Y’all, why are all these posts about “my friend”?

    For real.

    I doubt OP has al the info and this is just a ragebait post at this point.

    OP: have your friend post, and provide *all* the details.