What to do if ex owes you money?

r/

I get it, it was dumb of me to lend him money while we were dating.

Anyways he owes me $1400 because he switched jobs and was short.

When we broke up, he said he will pay me back. Prior to us breaking up, he said he will pay me back or at least half on the 15th when he has a full check.

Should I text him to pay me back? Like “hey when can you pay $1400 back”

I planned to take him to court without a lawyer if he doesn’t. I get that I have to pay a fee of $100-$300 but at least I get some of my money back.

I haven’t spoken to him ever since we broke up which was 3 weeks ago & we only dated for 3 months. Genuinely I think he’s a nice guy/friend but horrible ass bf. I just don’t know if he will fuck me over by not paying me

Comments

  1. Mental-Swim5687 Avatar

    If he agreed to pay you back via text,  it can count as a binding and legal document, as long as you have the full amount mentioned, it would hold up in court. 

  2. GroovyGlow Avatar

    Yes, you should reach out, keep it short, clear, and business-like. Something like, “Hey, when can I expect repayment of the $1,400?” If he dodges or stalls, follow through with small claims court. Being “nice” doesn’t erase a debt, and you’re protecting yourself by getting it in writing and taking action sooner rather than later.

  3. Playful-Mastodon9251 Avatar

    Small claims court. Print out all messages pertaining to the debt. Should be a simple win. Just make sure you have all your proof printed out and ready.

  4. I-Want-Cheeseburgers Avatar

    You either make it a legal battle or cut your losses.

  5. Practical_Wind_1917 Avatar

    Text him and ask for your money.

    You guys just broke up. Give him a couple months and if he doesn’t pay you back

    go to court. Or just walk away and have a nice lesson learned about lending money

  6. EqualMusic9030 Avatar

    Text him once, keep it short and business-like: “Hey, just checking in on when you can send the $1400”
    No emojis, no extra chit-chat. If he stalls or ghosts, file in small claims court. Don’t let ‘nice guy’ cloud the fact that he’s sitting on your $1400 – friends pay their debts, exes often don’t. Protect yourself and treat it like a business transaction, not a breakup

  7. oneislandgirl Avatar

    I’m still waiting for my ex-husband to reimburse me for education expenses for our son that he agreed to split. It will never happen.

    You need to talk to him again or send him a written letter saying he needs to repay you and if he doesn’t you will seek legal action. The problem with going to court is you would need proof that you loaned him the money. If it was cash, it could be “he said, she said” issue and he could deny it. If your sent him Venmo, PayPal or wrote a check, you might be able to recover it.

  8. Intelligent-Eye7794 Avatar

    Tell him to pay, or the judge will tell him.

  9. MzSea Avatar

    If you don’t hear from him on the 15th, reply to his text where he says he owes you $1400 and tell him he needs to pay you by the __th (you choose the date). If he counters with another date and you’re ok with that. Give him until that date. If he doesn’t pay by that date, send him one last message that you need this money and if he doesn’t pay by the end of the day, you will have to file in small claims.

    If you are not ok with him countering with a new date, skip straight to small claims.

    And STOP lending guys money… especially ones you’ve only been dating a couple of months.

  10. OrangesToPeaches Avatar

    Do you have proof via text message or a written contract where he agreed to pay you back?

  11. _Rabbert_Klein Avatar

    Maybe try getting pregnant

  12. RO2THESHELL Avatar

    Apply for Judge Judy and other court shows they sometimes wave court fees because you are a guest on the show, and so all future women can seeb he is a some they shouldn’t ever loan money to

    if you do , let us know what date it will air, but in either way, you should sue him, and if you win, he will be liable to pay your court fees for you too..

    and if he still doesn’t pay, you become the judgment creditor, and you can file to have his waged garnished… you can seize assets or other legal measures to be repaid…

    Just make sure you have all the evidence you need, such as a contact… i.o.u….. texts saying you loaned it to him… texts saying he’ll pay you back…bake statement when you withdrew the money…

    The more evidence, the better the chance of winning. Because there is a huge chance he’ll say it was a gift

  13. SnooWords4839 Avatar

    Yes, text him and get him to reply. Go file in small claims court.