Accidentally subscribed to Cognifi using my mom’s card for quiz – I’m ashamed, what should I do?

r/

I’m in a terrible situation and I’m really ashamed to talk about it. My girlfriend and I decided to take some logic tests on a website, just for fun, to see who would do better. I thought it was a one-time thing, it only cost a dollar, so I used my mom’s card to pay for it, telling her it was for something fun. But after the test, they started charging her card for a monthly subscription! I didn’t even realize I had signed up for it, everything was so unclear.

Now I’m panicking: I feel so ashamed in front of my mom, it was her money, and I wasted it on something stupid. She doesn’t know about the charges yet, but I’m scared she’ll notice soon. I’ve tried to find a way to cancel the subscription, but I can’t figure it out, the support team isn’t responding, and the money keeps getting taken. Should I tell my mom the truth and admit I messed up, or should I try to fix this on my own? If I fix it myself, how do I do that? Has anyone dealt with subscriptions like this and knows how to cancel them? Or should I just go to the bank? Please help, I don’t know what to do!

Comments

  1. Dadpurple Avatar

    What do you mean they keep taking money? So this was months and months worth of subscriptions?

    Yeah bud, even if you ‘fix this on your own’ the charges are still there and will just be refunded.

    Just own up to it and pay her back. And cancel the subscription. It should be on the website or app, whatever it is.