I asked my friend to pay back $2,000 I lent her over a year ago after she posted about a luxury vacation. The action I want judged is bringing up the loan repayment while she was publicly sharing expensive trip details. I might be the asshole because calling her out on her spending could seem like I’m policing her personal finances or shaming her, which upset her enough that she blocked me. I can see how she might feel embarrassed or attacked, even if I just wanted to get my money back.
AITA for demanding my friend pay back the money I loaned her for her trip because she’s now posting about a luxury vacation?
r/AITAH
Comments
…why havent you been asking for the money back over the last year, regardless of what you think she’s spending/doing
You know she had no intention of paying you back, right? NTA
NTA for asking for your money back.
YTA if you think she will EVER repay you. Just not going to happen unless you sue her in court and have any real documentation that she promised to repay you, as in ever.
Consider it a life lesson never to lend money to friends – when it’s done you will have no money and one less friend.
Meh. She’s obviously the asshole but you need to resign yourself to not ever seeing that money paid back. Look at this as an expensive lesson in who you can honestly trust going forward.
NTA. If someone owes you $2,000 and is suddenly flexing luxury travel on social media, it’s not unreasonable to wonder why they can’t repay you. Blocking you is a major red flag.
How did you leave her with the money for that long? I’ll advice you drag her ass until you get your money back, $2000 is a whole lot of money
NTA. I think her blocking you shows that that she had no intentions of paying you back. If you are going to loan someone money, do up a contract & have the other person sign it. That person may be offended but if they have intentions of paying you back, it shouldn’t be a problem.
Update me
NTA
Publicly shame her
NTA, give her a choice, either pay you back or you will take her to small claims court and make it public. You can also send the court papers to the credit bureaus to be added to her credit history. If you tell her what all your options are to collect this debt, she might be more inspired to pay you back. What you did was perfectly acceptable, IMO, she didn’t pay you back and bragged about spending money she owed you. She deserves whatever shame comes her way for stiffing you and then bragging about it. She did brag about it by bragging about taking a vacation when she owed someone money and wasn’t paying them. She put her pleasure over keeping her word, to pay you back.
She’s definitely NOT feeling “embarrassed or attacked” lol… she blocked you cuz after a year she clearly has no intention of paying.
That you feel bad calling her out shows why she’d asked you to give her money. You’re a kind-hearted person she knew she could take advantage of. Sorry OP, she’s a selfish & a user.
NTA
NTA If she’s spending her own money for the trip. For future though, do not lend money to people. You can gift them money if you can afford to do it and WANT to but lending $$ tends to lead to situations like this.
She’s not embarrassed or feeling attacked, she has no intention of paying you.
She scammed you.
NTA. Never lend money to people. Most of them will be ready to promise you anything when they need money, but then be reluctant to pay you back, and even make you feel like you are the bad person for claiming what they owe you.
I even consider a borrowing request as insulting. Because the main difference between a bank and me, is that they are not forced to repay me, they can just get rid of our friendship.
Never loan money to friends or family. If you feel so inclined and have it, you can give/gift it to them, but never loan it. It ALWAYS causes problems!
Take her to small claims court! NTA
Did you call her out n social media under her vacation photos?
Still NTA. She is taking advantage of you. It’s easy to file small claims and get your money back. She will be interrogated by the judge and probably admit it. Plus you need to ask for 20% interest. The last six months some the dollar has decreased in value 10%. You could have invested that money and made at least 8%.
Hello no. I wouldnt just call her out publicly I would sabotage any plans she has until I got my money. Go to small claims court if you have to. Obviously I would consider this friendship over at this point.
You are not getting the money back, but you can establish yourself as someone who isn’t ok being stomped on.
Text her and say I’m glad you’re back on your feet. I’d like to start being paid back. Can you do a weekly payment of $100?
Show you’ve got a backbone. Her being embarrassed would mean she has some decency. I don’t think she will be. You’re embarrassed to ask for what is owed you. That’s something you need to work on tbf
If you have documentation of the loan request, the loan itself, and a promise of repayment, I would honestly consider small claims court if you’re in the states. $2,000 is a lot of money and you should do what you can to recover it.
You might try taking her to small claims court.
If you loan money expect it to never come back. The chances of recovering the funds are slim to none. Fuck her feelings and embarrassment. She owes you.
Take her to collections honestly NTA
NTA. Do you want to travel the high road or be petty? If it’s the high road, realize the friendship is over and forget about your money altogether. If it’s petty? Find a mutual friend on social media, get pictures of her luxury trip and create your own post about “how it must be wonderful to afford such glorious vacations when the people you owe thousands to and ignore requests for repayment, are not able to afford to do so.” Personally, I’d be petty. I got anger issues though lol.
Well, esh, no reason to mention her spending now, just ask for the $ back.
NTA Take her to small claims.
Unless you drew up an agreement and can sue over it, have to consider a gift at this point. Live and learn
NTA,
I’m surprised you’ve waited a year to ask for your money back.
For $2000, after 2 weeks late in paying me back , I would have inquired privately, publicly, heck, I’d even reach out to her parents to ask them if they k ow when she intends to pay the money back.
I’d then take her to small claims court. Hope you have proof that you let her borrow the money.
NTA. She isn’t a friend – she is a leech who has no intention of repaying you. If you are in the US, take her to small claims court
Take her to small claims court and get interest on that loan added.
I would take her to small claims court and be done with it. Otherwise you won’t be seeing a dime
So I’ll be the devil’s advocate.
How do you know she paid for the luxury vacation? Could it have been a gift from somebody else in her life?
Now her blocking you over that is not a good look at all. She obviously should be trying to make an effort to pay it back as well. I just don’t know how this luxury trip came to be.
Call her and tell her you need your money back. At a minimum try and get $500 now and keep at it until you get it all. More than likely she will never pay you. Consider it a lesson learned.
You might be TA. Depends on a simple fact you left out. You loaned her MONEY OVER A YEAR AGO. That means you both have filed taxes twice since then. The Internet should know most of those expensive vacation photos are bs. Ppl pretend they are staying somewhere and never did, they just drive to luxury spots and take photos walking on a beach or at a rooftop bar but they didn’t stay there. Also you didn’t mention a serious fact…did she pay for the luxury vacation? Is she in a relationship over a year later? Does she have a friend who got a new money tree and invited her? Was she solo dolo in her pics? Just cuz she is posting doesn’t mean she paid.
So you either put her on blast without knowing the facts or posted on here without telling the facts.
Since she blocked you if it were me I would file a small claim case in court. it might cost you $100-300 but out of principle I would go after her and if you could screenshot her bragging about a new trip without paying you a judge will bury her and make her pay interest, your court fees and you can add your time spent filing. She needs consequences and is probably telling everyone else that you’re a crazy, sad b*^#h. Take her to court, seriously the look on her face when you see her walk into court will be worth 2k.
I’m sorry but it seems your “ friend” spends foolishly. You thought you were helping her out and she took advantage. A good lesson to not lend money to friends or family, no matter how well intentioned.
Fake story
NTA this is an expensive lesson to learn unfortunately.
You loaned her 2000k. She was never paying you back. Now you know , she’s not your friend. Move on. And learn. NC.
WHYYYYY did you lend someone $2k..for a TRIP??
I mean, it’s one thing if tgey were short on rent or needed their car fixed so tgey could get to work or something, but a TRIP??
Personally, I think it can sometimes OK to lend or give money to a friend if they’re really in a bad spot & you can afford to spare it. But over something as optional & unnecessary as a trip? NEVER.
Take it to Judge Judy… 🍿
She never intended to pay you back and now your shaming of her is going to be the reason.
NOT that you did anything wrong. Might let the people know that she is also scamming them.
NTA