So a bit ago my sisters 16 year old daughter hit some dudes car. His parked car. She made a dent on the whole left side of the vehicle and as the car in question is pretty expensive, their insurance limits won’t cover this one. So after my sisters insurance came in and paid what they could, my friend (the dude) filed a collision claim with his insurance and now his insurance suing my sister for the rest of the amount, and after all that wrapped up, the judge ordered for wage garnishment (it’s legal in our state).
My sister wants me to ask him to like drop it, o guess. I really think this dude is just doing it because he can since like he’s a chief at a hospital or something. I told her nah because this one’s kind of on her daughter. Sister only asked because she thinks she can’t “live” with the amount being taken from her to pay off the remaining amount. She said i was inconsiderate for not even caring enough to ask but ig that’s what doin stupid shit does. She still mad at me though over it, and it was however long ago..
AITA?
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So a bit ago my sisters 16 year old daughter hit some dudes car. His parked car. She made a dent on the whole left side of the vehicle and as the car in question is pretty expensive, their insurance limits won’t cover this one. So after my sisters insurance came in and paid what they could, my friend (the dude) filed a collision claim with his insurance and now his insurance suing my sister for the rest of the amount, and after all that wrapped up, the judge ordered for wage garnishment (it’s legal in our state).
My sister wants me to ask him to like drop it, o guess. I really think this dude is just doing it because he can since like he’s a chief at a hospital or something. I told her nah because this one’s kind of on her daughter. Sister only asked because she thinks she can’t “live” with the amount being taken from her to pay off the remaining amount. She said i was inconsiderate for not even caring enough to ask but ig that’s what doin stupid shit does. She still mad at me though over it, and it was however long ago..
AITA?
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> I might be the asshole because I am refusing to do something that may help out my niece and my sister financially
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Contest mode is 1.5 hours long on this post.
NTA. Your sister is none too smart. There’s nothing you can do. There’s nothing your friend can do. The insurance company paid for the repairs, and the insurance company has sued to cover their loss. There is NO way your friend can stop the insurance company from collecting.
Your friend has nothing to drop. It’s not criminal charges; it’s civil restitution. I suppose your friend could give a gift of money to your sister so that your sister, in turn, would give it to the insurance company to settle the debt. But why would he?
NTA – Your friend isn’t responsible for the damage your niece did to his car, legally or financially. She’s asking you to convince him that it is. That isn’t your responsibility either.
Since insurance was involved, he would likely have to repay his insurer for the repairs in order to drop it.
INFO: what state is your sister in? As it’s unusual that she could be sued for that much due to her daughter‘s driving. Almost all states have a cap on such charges, especially given they had the required car liability insuranc.
Your sister needs to up her maximum coverage.
NTA
NTA I doubt your friend could stop the suit. It’s for the insurance company to recoup what they paid. Your sister should consider buying better insurance so she doesn’t end up in this situation again. Your niece should be working part time to pay for the damages she caused.
NTA. She is. it’s not your problem what’s going on. you weren’t driving. you have no responsibility for your friend or niece. it’s ridiculous.
Is he your friend or is he just some dude?
Okay, are y’all even old enough to operate a motor vehicle? From the way you type and the way you describe your sis, y’all are either under fifteen or severely developmentally behind. Either way, your parents/ guardians should be keeping you safe by not allowing either of you near cars or other things you can delete other people with. YTA mostly bc I’m hoping this is not even real.
NTA. It’s not that simple.
But, if you want her off your back, be like, “I talked to Mike, he said no.” 🤷🏻♀️
Your sis needs to ask her daughter to pay her for the deduction. It’s her daughter’s mess to clean up. She either teaches her daughter that or continues to clean up after her 🤷🏽♀️.
That’s terrible insurance.
Must be American
NTA, and there’s 100% NOTHING you can do.
His insurance company paid out under his uninsured/under insured coverage, not collision. THEY are going after her, not him. Your sister owes the insurance carrier, not him.
Sister does not understand how insurance works. You raise your limits to make sure YOU don’t have to come out of pocket more than you can afford. When you have assets, or a job, that can and does happen.
Sister is responsible for the actions of her minor daughter, and for the decision to not carry enough insurance. At her age, sometimes stupid should hurt.
Once an insurer pays a claim on your behalf, they assume your subrogation rights, which means they have the right to collect from guilty party. Even you spoke to you friend, he no longer has any say in the matter.
NTA. sucks that i happened, but it isn’t your place to negotiate this.
You’re NTA. It’s out of your control. It’s not even under your friend’s control. His insurance company wants their money back.
>Sister only asked because she thinks she can’t “live” with the amount being taken from her to pay off the remaining amount.
Gee… maybe the kid who caused the damage can get… wait for it… a job and pay her mother back.
IMO, You’d have to ask for the guy to drop it through the court because a judge put in a garnishment of wages.
NTA
Your sister realises it’s the insurer suing her not your friend right?
They’ve already paid for the repair and are recouping their losses – your friend couldn’t cancel the suit even if he wanted to.
If she can’t afford to pay for adequate insurance or repairs, her daughter shouldn’t be driving. NTA
Edit – can’t. Not can!
NTA, what magical powers does your sister think you have that she doesn’t?
It’s simple math – a car was damaged, your niece damaged it, she’s responsible for the balance that insurance doesn’t pay.
And you are involved why? Not your car, not your daughter, not your liability, and not your monkeys and not your circus. YTA to yourself if you get any further involved. So NTA right now.
It’s not his fault that someone crashed into his parked car (it really takes some negligence to crash into a stationary object) nor that her mother was under-insured. It’s unfortunate for them, but completely fair.
And your friend couldn’t “drop the case” even if he wanted to. He pays for insurance coverage, and they held up their end of the bargain by paying to fix his damaged car. And now they are going after the at-fault party to recoup that cost, which again, is completely normal and fair, and also, not anything your friend could stop from happening.
NTA
NTA, there’s nothing for your friend to drop. This isn’t a criminal case. Your friend filed a claim with his insurance (as he should have), they paid out on the claim and are now recovering their costs from your sister for her child’s negligent driving. The insurer is suing your sister, not your friend.
No you’re not.
Besides, as the judge has already order a garnishment against her, the judge likely would not overturn it anyway.
And regardless of what his profession is, car insurance has gone through the roof. Everything gets counted against you now, including many things that aren’t even your fault.
NTA but your sister is. She needs to teach your niece that actions have consequences. She needs to make your neice work to back what your sister is having deducted. Otherwise she’s learning nothing.
NTA just tell her you asked and that’s it’s not possible since he isn’t the one suing
The insurance company already paid for the repair and now they want their money back. There is nothing that he or you could do. He could not drop it, because insurance could flag the first filing as fraud.
Even if he could drop it, who is going to pay for the repair? Your friend has insurance so he wouldn’t have to pay it himself. Your sister wants him to drop it, so your niece or your sister don’t have to pay? She still has to pay. Still has to pay one way or another.
She has to pay doesn’t want to pay. That’s what insurance is for.