My boyfriend 26M and I 21F have been together a little over a year and are currently apartment hunting.
We’ve found one that we really like but his mom suggested moving into her basement. It has a separate entrance and driveway. It also has a small fenced in side yard for our dog. Apartments average around $1600 in our area for a 1 bedroom. She would charge $600 to live there. It’s a fully renovated basement with 2 bedrooms, a bathroom, and a full kitchen and living area.
He thinks it’s a really good opportunity because we’d be able to save a lot more to eventually buy a house within the next 2-4 years. I understand where he’s coming from but I’m not sure how I feel about it, and the idea kinda makes me uncomfortable. Any advice? What should we do?
tl;dr boyfriend M26 and I F21 are looking to move into together but got offered his mom’s basement for much cheaper, not sure how I feel about it or to do. He thinks it’s a good idea bc we’d be able to save a lot of money for the future but idk how to feel about
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What is his mom like/ what is your relationship with her like? I would never rent from my in laws or live below them because they’re incredibly nosy and needy, so they’d want us to spend all our time together and I’m not ok with that and need alone time and privacy. But if you’re comfortable with his mom and think she would leave you be, then maybe it’s worth saving the money.
Try it for a year – if it sucks, the extra 12k you save can be out towards rent the next year. If she’s not charging you utilities, you’ll be saving even more than that.