Hey everyone,
I’m currently in background for a Florida agency and I’m pretty anxious. I recently took a hit in my credit score from moving and racking up my credit card with moving expenses and I had some previous late payments years ago. I’m a mil veteran with a bachelors and about to have a graduate degree. Some dumb financial mistakes in the past have me worried about being denied.
Comments
Depends on the agency/credit score(amount of debt/how many late payments). Are we talking 500’s?
Regardless, buckle down and raise that credit score. Good luck.
i have shit credit because i had never had a good job. i was honest and told them my first plan of action upon getting the job is to work on my credit now that it would be an option with the income i’ll receive. i got the job but im not promising it will be the same for you.
Hi there, just passed the background with poor credit. I knew I wanted to be LEO about 2.5 years ago so I’ve been working towards it preparing but still not where I thought I needed to be. At the time of my PHS I had a 600 score with 5k in collections and a dew charge offs- I was a dumb early 20 year old and finances a car I could not afford.
Over the last few years I purchased a significantly cheaper vehicle, have been making attempts to slowly pay off my collections and trying other little things here and there. My BI had me right a detailed statement regarding how my credit ended up where it was and what I was doing/will do to correct it.
Unfortunately there’s so many factors with the credit check, but be prepared to defend yourself and show growth/maturity regarding this.
Best of luck!
It will depend on how many late payments, how long ago they were, and whether or not you are current on them and have been for a while. Just work on either catching up if you are behind, or paying down debt if you are current. Be prepared to explain what happened and why, and what you have done to fix it.
Be honest, upfront, and show them you have a plan.