And if so, do insurance companies in these universes have clauses covering such things? Or would superhero teams (the good guys of course, not villains) have a fund or two set up to pay for collateral damage?
And if so, do insurance companies in these universes have clauses covering such things? Or would superhero teams (the good guys of course, not villains) have a fund or two set up to pay for collateral damage?
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it’s likely that there has to be insurance. it’s a market and you could make some good money on it. though that’s assuming people in less super rich areas still buy it.
They have insurance. With DC, Justice League have a fund to pay for property damage, not only that, each member actively helps in rebuilding the place.
The best places for that are Central City and Metropolis, as Superman and Flash really goes above and beyond to rebuild everything.
Yes, it does. A very localized, personal natural disaster. Some insurance companies SPECIFICALLY have super-damage coverage,and the Justice League AND the Avengers are known to pay for the clean-up. The Fantastic Four will actually DO the clean-up and repair sometimes.
Depends on the superhero. If it’s Daredevil, Black Widow or The Question, it’s probably like being tossed into an action film. If it’s Thor or Wonder Woman, it’s very possibly a natural disaster. If it’s Captain America, Shang Chi or Batman, it could be anything from a martial arts brawl to a natural disaster. And if it’s Fantastic Four, you may never know what the hell just happened
No, I’d think it feels more like being caught in the middle of a war zone. With a natural disaster you have a large central area getting damaged at once. In a war zone, you’ve got no idea what’s going on. Before you know it the building next to you is collapsing, your friend is suddenly gone, you can feel tremors or great gusts of wind.
That’s just flying bricks, if you take into account the variety of powers you could end up in the middle of a flaming vortex, getting swarmed by trillions of bugs, maybe even a sharknado.
Marvel (at least, Earth 616), has the US Department of Damage Control. They’re the guys that screwed over the Vulture in the Spider-Man movie with Michael Keaton.
DC has Wayne Security, which is a private concern that does basically the same thing. It’s mostly oriented towards products that will help out in super conflicts. It shows up in Powerless, a truly fantastic single season on NBC with Alan Tudyk as Bruce’s cousin Vanderveer “Van” Wayne.