I’m 40yo and I want to start my retirement plan. I know I’m little late but better now than never!
My job offers a 401K through ADP but read is not that good. Should I open a IRA? Traditional or Roth?
In short, I want something easy and hassle free, I’m awful with investments, stocks or things like that. Please explain to me like I’m 5 how it works and which is the best option.
I just want to put my money somewhere and know I will have it when I retire.