i will preface this by saying i understand why she does so. i admit that one of my flaws is my bad spending. i mostly buy snacks, which I’m trying to work on. however, her criticism does not help me at all.
so, hello. I’m a young woman who’s turning 18 in less than a month. i’ve had a job since i was 16 and am getting another one soon, but i unfortunately was irresponsible and spent a lot of it. its only THIS YEAR i made it a point to start saving, especially since i start college soon, and I’ll start paying a bill or two.
my problem is that my mom is not helpful at ALL with talking to me about money. i feel like she gets a kick out of criticising my spending. even as a kid when i’d get birthday money, she’d get mad I didn’t save it, and say i “am incapable of saving money”, but wouldn’t teach me how to save. so, i started teaching myself.
i’ve heard the “if i spent money the way you do, we’d all be living under a bridge!” comment from my mom too many times. every time i come from hanging out with my friends, she asks how much i spent 😐 its also hypocritical because she constantly shops and buys clutter, and brags about how shopping is her “therapy”
lately I’ve been TRYING to save. it’s not the best, but I’m making the EFFORT to. yet its like my mom still focuses on my pitfalls. to be fair, it takes a while to change someone’s perception of you, but its still annoying 🙁
i remember asking her to give me access to cashapp so i could pay my sister back for something, and then she went on a tangent about how i didn’t save my money in the past, and how i blew a bunch of money that one time, and just went ON AND ON.
or how a few days after that, i was telling my family about how excited i was about college, and they were celebrating with me. my mom sternly told me “make sure you save money this summer.” i agree! i HAVE to.
but then she just went ON about how i could’ve had thousands in savings by now, and that i “always throw money away”…like, not only was it the wrong time for that, but she just keeps FOCUSING ON MY PAST MISTAKES. its getting on my nerves.
besides showing her my efforts in being more frugal, how do i get her to stop this?