June of last year I bought into a stock worth a couple cents. I completely forgot about it and checked that the company is worth a little under a hundred per share. I do my wife’s and my taxes. I have a seperate checking account for my gambling and stock money. We are doing okay for our late 20’s. House, jobs where we make 90-120k each, a couple dogs, a baby. I haven’t told her because I don’t want us to blow it all on dumb things. Last time we had this type of money was when I invested in cryptocurrency worth about $17-20 bucks (Solana) and I sold it about $180ish. We bought Rolexes, a couple cars, and tickets to way to many events and trips. I want our account to stay this high, for a while. So I’m not telling anyone.
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Or maybe instead of not telling her and keeping secrets in your marriage- why don’t you just explain to her that last time you blew it all on shit and you don’t want to do that again? Then you both get a second chance to make the right decisions and not just you?
If your wife finds out she’s not gonna be happy. She’ll feel lied to and wonder what other secrets you keep from her. I wouldn’t recommend keeping this from her and to just be upfront about how you feel about spending so much instead of investing in a better future.
Reinvest into buying a house for yourselves instantly
…. You mentioned you have a baby. Would one or both of you not instantly think “college fund” with this money?
I don’t keep anything from my wife.
I don’t think lying is the best option your both grown up now and u need to think about the future retirement and college expenses for your baby.
Do you have the discipline to also not spend the money and forget about it?
If you do, great.
But if you don’t then I think it’s wise to tell your wife to hold each other accountable.