I know everyone else is too but damn. I did everything everyone said. Work hard in school, go to college, get the 4 year, graduated with a 4.0…
And none of that shit mattered. Never got hired in my field anyway.
I have a decent job as far as jobs go and it’s barely enough to pay bills. I have an old car, I don’t drink, I don’t spend money on anything extravagant. And yet I can barely make ends meet. My debt is all from the schooling I never got to use and it’s just enough I can’t get ahead in anything else.
I want to do extra things like maybe write a book or sell my art but all my time and energy goes to work and cleaning and errands.
I know I’m not the only one, but damn I feel like a hamster on a wheel watching my life go by me.
Comments
Gotta get a side hustle or lower your expenses further by moving home or getting roommates to pay off your debt fast.
It’s sucks, but once you get out of the “all my money goes to bills only” hole it’s great
Keep applying to jobs in your degree’s field (if it pays more than your current job)
Do you work 40 hours a week or less? If so, you should get a second job or find a way to work from home or something.
My biggest mistake was to get a HIGH interest credit card to deal with being broke back when I was younger. I think it was at 29% interest rate! I guess I was desperate.
The idea that everyone’s solution is to get a second job is awful. I do some work on the side in addition to my full-time job, and I’m still barely making it. It shouldn’t be this hard, but hey, at least the billionaires have their yachts.
The old ways only worked if you actually get a good job on the otherside otherwise its all moot. I’m glad I decided not to transfer to a university and settled for an associates degree without student loans. I never ended up getting a job in my field anways. I stumbled from low skilled jobs for a few years until I was referred to a young adults program called Year Up. It got me into the IT field but even then it was tough going. I went from contract jobs to more contract jobs. Eventually I was able to secure longer term jobs until I found my footing with enough experience to get full time jobs.
If you don’t want a 2nd job, look to invest in yourself. Research careers that don’t always require degrees but rather certifications that doesn’t take too long to get and can be recession resistant. Don’t do bootcamps. You need an action plan. IT, plumbing, electrician, mechanic, repair, sales, etc. Turn your one day into day one.
I think most of the working class has been here at one time or another.
If you have a debt financed degree, and if it interests you, look at civil service jobs. Not the best paying, but after a certain amount of years, you can get your student loans forgiven. I have a couple BILs who’ve done this working at the VA and teaching