so i finally have a job and needed to have my own bank/checkings account for it. my dad helped me open one and i guess since i’m still a minor, it has to be in his name. i gave him 500 dollars to put in it (i wanted to do like 300 but he insisted on 500 which left me with far less in cash on hand.) the whole reason i wanted a bank account was because i have things i want to buy online that i can’t buy with my parents’ credit card. i got something small on etsy and my dad said i shouldn’t use my debit card for online purchases because it’s not safe. okay fine ig. but now i’m panicking a bit because my money is just going to sit there? when i wanted to use it to actually buy things? i was thinking of using it on a visa giftcard but my problem with that is there’s always a few cents left on it and i don’t like that. i could use something like paypal or cashapp but i don’t know how that would work since the bank information is his? i feel kind of stuck and i dont know what to do. (this isnt well written but i hope everything makes sense ;-;)
edit: and the added issue of some online stores (cough amazon cough) not accepting online apps as payment
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