Need Help: Body Shop Took $43,000 in Insurance Money, Car Still Not Fixed After 9 Months

Hi everyone,
Location: Florida
I’m dealing with what I believe is a serious case of consumer fraud. Last year, I brought my car to a body shop after an accident. Insurance issued around $43,000 in total to cover the repairs. The shop received the money, but after almost 9 months, my car is still not repaired.

I’ve been given excuse after excuse. I’ve documented everything from photos, texts, emails, and even found a pattern of this business dissolving and reopening under new names, sometimes under the owner’s relatives. There are also multiple lawsuits tied to these names/LLCs, and many online reviews saying others went through the same thing.

I’ve sent a certified demand letter giving them 5 days to either finish the work or return the money, but I’m afraid they’ll just dissolve the business or shift assets to avoid paying anything.

I’m trying to:
1. Find the right type of lawyer (consumer fraud? contract dispute? civil litigation? asset recovery?),
2. Understand if this qualifies as fraud, not just a civil breach of contract,
3. Know whether I can go after the individuals behind the LLCs since there’s a clear pattern,
4. Figure out how to afford legal help. I can maybe afford a little up front, but ideally, I’m hoping for someone who works on contingency (though I know this isn’t a PI case).

If anyone has advice, experience with something similar, or recommendations for attorneys in Florida, I’d really appreciate it. This has taken a serious toll on me.

Thanks in advance.