Older Redditors (50+), what’s one piece of life advice you wish everyone in their 20s knew before it’s too late?
Older Redditors (50+), what’s one piece of life advice you wish everyone in their 20s knew before it’s too late?
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Older Redditors (50+), what’s one piece of life advice you wish everyone in their 20s knew before it’s too late?
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This is going to sound stupid… PLEASE sit up straight. use good posture!!!!! Future you will be VERY thankful.
You have to work for every single thing. No one owes you anything. None of us chose when and where we were born so make the change you want to be.
Before you choose a roommate or get married take the time to find out if either one of you is a complete idiot.
Save for retirement early. You don’t need all that junk you wasted your money on.
Buy an electric toothbrush.
That desk job you always wanted? Gonna make you fat and sore. Get moving!
You can be retired a millionaire if you just save a few thousand dollars each year while you’re in your 20s.
1-Keep your word. When people know they can count on you and what you say to be what you will follow through on you are worth gold. Don’t over-promise, though.
2-Have some savings set aside. Get and use a budget. Live a little lower than your means.
3-Get enough rest and learn to chill and relax. Spend time with your loved ones. Be supportive to you friends and families (even if they may look at things a bit different than you do). You can always find fault if you look hard enough. That leads to bad feelings and avoidance of others to share with you.
I know you asked for one, but here are three things.
Don’t take videos or photos of landmarks. In 30 years you won’t care.
In 30 years, you’ll have no interest watching videos of you skydiving, or rafting on rough rapids.
In 30 years, you will most love videos of the most ordinary moments of your life now with your family. Record your family sitting around the dinner table having conversation.
If they are still alive, interview your grandparents. Ask some questions that nobody else could ever know, like what were their grandparents like?
Become the positive and encouraging person in your circle… professionally and personally.
There is an abundance of negative, critical, and generally miserable people and nobody cares. They are marginalized professionally or worse.
Professionally, be someone people want to be around and doors will open for you. Bonus points if you are actually good at your job but more and more that isn’t necessary.
Floss
Comparison is the thief of joy. Be yourself, live your life.
Never kick a wet turd on a hot day.
Learning doesn’t stop just because you’re not in school anymore. Learning should continue throughout your life, for both big and small things. I hear younger people complaining about “Well I don’t know how to do that because I was never taught that in school.” So what? It doesn’t mean you can’t learn it now.
For problem solving remember “ THIS TOO SHALL PASS”
It’s better to save money if possible and live below your means in your 20s than to be broke over 50. Save money and learn about investing now. Save your life later.
Take care of problems early. That small cavity you have now could be a $5,000 problem in a year. Don’t floss now? Might contribute to dementia in later life.
Try to stop asking “am I screwed?” with every problem you have. You have no idea what’s coming. The older folks in your life can’t roll their eyes hard enough
When you actually do have problems, talk to us. We might have been there. At the least, we probably know a good dentist.
read dense challenging nonfiction books in what spare time you have. if you go out for coffee in the morning take it with you. if you dont have spare time keep one book at a time by your toilet and read a few pages each time you sit down or before bed. if you finish that book get another one. you know those little free bookshelves that people set up sometimes on their lawns? if you see one of those grab something. etcetera. read. people are too dumb. number one thing that should be fixed in the world. be part of the solution.
Not 50 yet, but
Take care of your body, you only get one. It’s gonna last you your entire life.
Start saving as much as you can for retirement.
Live on a budget and invest in your own wealth account. Time and the power of compounding is on your side.
Dont get married until you’re 30
Don’t focus on what people might think of you. Everyone’s focus is himself.
If you fancy someone say it asap. If it’s not reciprocal, move on.
Try to improve yourself, learn as much as you can.
Take care of your teeth. I literally dropped $12,000 for new teeth and implants Mon. And watch those energy drinks. They will rot them quickly.
If you think you can’t live without the “love of your life” , try this test.
Sit down and have a good old fashioned self pleasuring session.
When you’re done, immediately afterward, think about the relationship that just split and in that moment decide whether you miss the person or the sex.
Don’t get married.
Put down your phone and stop looking down at your phone. Save your spine, and life is happening while you’re on your screens. Don’t miss it.
Take fiber. Walk outside daily. Grow some plants. Shave with a safety razor. Help others. Ignore rules when appropriate.
Don’t suffer in silence. There is no medal awarded later in life for sacrificing your mental health when your younger.
Stop all social media and don’t believe the hype
Don’t be afraid to be honest with your health care professional.
What you put up with is what you stand for.
If you show up, give a fuck, are willing to learn, and do your best to be a net positive influence on everyone around you, you’re going to be successful at pretty much anything you try to do.
Yes, luck is a factor.
Yes, not all of us start with the same advantages in background, genetics, capabilities, or talent.
But whatever you DO start with, if you wake up every day of your life with the mindset that you want to be a HELPER to everyone around you, then you show up and give a fuck about what you’re doing, and you’re willing to learn as much as you can along the way, you’re going to eventually be successful. Though it might not be in exactly the way you thought it would be at the start. It just takes time.
And best of all, you’re going to find yourself surrounded by a lot of people who love and care about you.
Train regularly, doesn’t have to be much, just do it two times per week. Taking care of your health and teeth is an investment in yourself.
Start saving for your retirement.
Own your problems. If things aren’t going your way, at least 90% of the fault is choices you made. If you don’t think anything is your fault, you are doomed to keep making the same mistakes.
Do not ever stop working out. The longer you wait, the more difficult it is to get back to it or start!
Save 15% of your salary from day one and do not touch it until you retire.
Stay away from drugs. Meth especially. And heroin. 💀
People may forget your name but not the way you made them feel.
Marry in haste, regret at leisure.
A piece of advice? 50 isn’t old, 85 is old.
Never stay with anyone who abuses you in any way, be it physical or verbal. LEAVE! And be careful, don’t get pregnant or get anyone pregnant until you’re sure it’s right and you’re older than 20!
Work hard for everything, save as much as you can, don’t buy junk because it’s cheaper. Save your money and get nice things that will last. You spend 5 or 10 dollars a day on coffee, figure that out for a year. You spend 20 or more eating fast food, figure that out for a year. A little bit here and there feels like nothing, but when added all up, it’s a big deal.
If you smoke, stop, if you drink, stop and only have one now and again.
Go to the dentist, take care of your teeth. Eat right now and exercise, it pays off big time when your older too!
I know you ask for 1, but one isn’t enough. 🙂
Eat at least one magic mushroom in your life.
Take care of your teeth and ears.
I’m not quite that old, so I suppose take this with a grain of salt.
Your habits become your character.
You will worry less about what people think of you when you realize how seldom they do.
Your health is as much a part of your retirement plan as your 401(k) is. Make your daily contributions in the form of weight training, cardio and all the rest. Put that on automatic, just automatic salary deferrals and you are going to be one happy, well rounded person.
Give a gift of good health to your future you. You’re worth it.
IF AND ONLY IF you have read (vs. seen or heard) something from three separate and unrelated sources that are financially disinterested THEN you maybe possibly have a fact.
Live within your means and start Dollar Cost Average investing in an S&P index fund immediately
90% of your happiness will come from the person you marry, so get it right. Or it will bring you 90% of unhappiness.
Take care of your back. You need it later
Pay yourself first. Put money away every month. It’s the first bill you pay
It’s never too late to start over
If you have kids, they grow up in the blink of an eye. Enjoy your kids.
Don’t waste one minute with a partner that doesn’t accept and embrace ALL of you.
My advice would be:
It’s not all about fame and fortune. Find someone who shares the same values that you do and is willing to fight for them. Care about others, help when you can. Tell the people you care about that you love em. Hug your Mom.
Save. Your. Money.
It’s easy to think of politics as an old person’s game. I certainly did when I was in my 20s. Political decisions weigh the opinions of older people more than younger people because younger people don’t vote or politically participate in general as much as older people do. Although you’ll be only one voice, I recommend getting politically involved sooner rather than later so you can have more of a say in big decisions that affect you, and push back on us older people with our outdated and self-serving ideas.
Estudia mucho y dale al sexo todo lo que puedas
Do not stop exercising. Make it a non-negotiable part of your week. Everyone can benefit from a mix of strength and cardio conditioning throughout life. It gets hard when you go to college, and even harder when you start work – and when you go exempt, the corporate slave masters will suck your health and life out of you if you let them.
Any young person reading this who is not moving heavy weights barbells in a gym, you should be. Find a simple program with progressive resistance, and follow it 3x a week.
Advice in general is good to have, but the real challenge is learning how to figure it out yourself. Other people’s mistakes are not made in the same conditions as the one you might make. So be cautious about choosing who’s advice you follow.
Treat your body with respect and as a temple and don’t marry someone without the same respect for themselves.
No one owes you anything.
Pay yourself first.
you are going to live a lot longer than you think you will (I never thought I’d see 30) . Do some planning for the future
Drink water and stretch.
BONUS TIP: Life is a team sport; Find a good teammate.
Network- make connections and maintain them. Who you know can often get you an interview faster than what you know. If you’re an introvert, convince yourself you’re happy so others enjoy (or at least don’t avoid) having you around.
Respectfully, no one gaf about you but your parents (if you’re lucky), and no one cares more about you than you. Thinking otherwise may hold you back. You are responsible for your own happiness and success, so look for opportunities that will enable you to ultimately do what you want. Put yourself first always- it’s what successful people do.
Do not get stuck in a low-paying job. EVER. Money matters more than anything, especially if you are in the US. Achieving happiness is difficult when you cannot afford healthcare, a home, or a family and you’re working 40-60 hours a week to make someone else rich. Your most valuable asset is your time, so you ideally want to earn enough to do with it as you please, to have choices. Realize this now, not later in life when it will be significantly harder to change paths.
None of this applies to those who benefit from generational wealth. They can do what they want (it’s why it’s called “fu money”).
I n v e s t in stocks. I mean now!
Most of the crap you’re worried about doesn’t matter.
Never give up. Redemption can be found at any age.
No one owes you anything. You need to go out and get what you want yourself.
You cannot plan for life changing events, you can only be prepared for them. Self-reliance is an important skill to have, even if you don’t need it.
You cannot control or change people around you. You can only control and change how you interact and react to them.
Your feelings are not facts and ,when it comes down to it, no one cares about your feelings as much as you do.
You are not the main character in anyone else’s life.
Listen 10 times more often than you speak.
Learn the difference between wants and needs.
Never get yourself into a situation you cannot get out of. This applies to everything from your clothes to your living arrangements.
Build your savings now. Even if it’s only $10 a month.
You are stronger than you think you are.
Growing old is a privilege that many won’t experience. Embrace it.
It might sound cheesy, but happiness is not a goal, but the way.
Don’t waste your love, time, money and energy in people who doesn’t help themselves.
Try to be regularly physically active. At all ages.
Time is the one thing nobody can give you back. Use it wisely, because doing nothing and letting things go, it’s also choosing.
Learn nothing! Never take anything apart to see how it works. Just keep hitting buttons and do not spend any time thinking of what happens in the “black box”.
This may seem selfish, but my retirement plan is to just keep selling knowledge acquired over 3 decades for ever-increasing consultant fees. So far, this seems to work just fine.
Travel as much as possible when you’re young and healthy.
Enjoy life. Find work that gives you a good work/life balance.
Connect with others in real life to create community. Get off your devices and out in the world (need more of this myself, too…..).
Stay the HELL away from credit cards
Save for retirement,, you don’t think about being old but it happens in the blink of an eye, be prepared
Do what you dream of doing now. Because if you put it off for too long, life itself or your body will somehow betray you, and you won’t be able to do it.
Don’t strive for happiness; instead, strive for contentment. Happiness is fleeting, ephemeral, and often relies on outside force/events, whereas contentment is constant and comes from within. Taking satiafaction in small things is the beginning of contentment. Count your blessings.
Invest some money every month into a low fee broad index fund (VT is the prototypical candidate) and don’t touch the money fore you turn 50. Ideally do this in a tax advantaged account (401k or Roth IRA).
Invest. Put money in a 401k or cd. Plan for your retirement now.
Never depend on anyone. Get an education in something you have passion for and work to support yourself.
Invest. Now. Compound interest and dollar cost averaging are your best friends.
Everything seems important but at the end of the day it is really not.
Use sunscreen.
That you can Google these super generic threads instead of recreating the same ones over and over.
Don’t be so hard on yourself. Everybody makes mistakes. Also always be kind.
Investor 10% of your income every month and never touch it. Do this before paying other bills (pay yourself first). What you’re actually buying is peace of mind and a good nights sleep in your older years.
Save money early in life. That money you spent on big screen tvs latest iPhone etc.. is cool. But that money saved early is the money that ends up being the biggest later on.
Take care of your back, lift correctly and stretch as much as possible.
Walk as much as possible, preferably with someone close to you to share conversations and plans with.
It’s not a race, take your time and enjoy the small things.
Your 20s are meant for growth.
Don’t expect to get into management right out of college. You need experience. Take that entry-level job.
Apartment living and living with roommates is good. It allows you to focus on your career by not having maintenance and the costs of home ownership. You’ll also look back on it as some of the best times you ever had.
Don’t expect your first house to be a dream house. It will probably smell funny and need a lot of upgrades. If you’re going to buy, buy the worst house in the best neighborhood.
Don’t expect to drive an impressive car and don’t bankrupt yourself by buying a car for appearances.
Don’t expect your first serious relationship to be “the one.” Breaking up and feeling grief gives you an opportunity for reflection, emotional growth, and helps you refine what you need.
Don’t worry about what other people think of you. No one cares about you more than you. Most people are just as worried about themselves and not noticing you at all.
Failure is good. It breeds humility. Helps you grow. Gives you resilience.
Try a bunch of hobbies. Stick with the ones you love and feel free to stop the ones you don’t.
If you find a good partner then do the work to stick together. Everyone goes through rough times, but a good partnership / relationship / marriage / pick-your-arrangement can make life even more rewarding and overall easier.
Learn to control your emotions or they will control you.
Get in the habit of stretching. Full body mobility stretches for 10 min in the morning and evening. Doesn’t make a significant difference in your twenties but suddenly you find yourself having trouble or pain when turning and bending
Take care of your own finances, don’t ignore them & don’t let anyone else handle them.
That at this age everything seems so big and dramatic. Once you age a little you’ll have the perspective to see that things usually turn out OK, you’ll begin to see the trivial and important for what they are, and to not take yourself too seriously.
The key to saving money is saving some money. Just a little.
Many people in their 20s already know this but you can have fun and be interesting without alcohol. You will also save a lot of money and your health will be bettter. If party is only fun with alcohol it was never actually a fun party.
Wear earplugs at loud shows and when motorcycling
Keep fit, make sure your joints stay healthy and you keep your muscles strong,
ohh and if you are a woman, then educate yourself for peri menopause! It can start in your 30s remember that!
Invest, put your money into stocks and shares.
Don’t do cocaine it’s really good but far too expensive and you will love it and you can’t afford it.
Don’t pluck your eyebrows.
Another for the ladies, Use a period cup you can thank me later.
Save up all your money for a house deposit.
Life begins at 50y 😉
Always have something set aside for yourself
Buy land to build a house on later.
Never Never pull the little string.
WORK. If you feel like working life is going to be a joke, it robs you of your personal time, the company doesn’t give a SHIT about you OR your time, the company wants you to be loyal to them but they’ll cut you the second a robot can do your job, co-worker “friends” are not real friends, the company wants to squeeze everything out of you they can but if you ask for a raise they’ll laugh in your face, when you get setup and unjustly fired you turn into a pariah, OR, if your company has points for attendance, refuses to take doctor’s notes and considers employees a necessary burden to keep the placing running like a utility bill, YOU WOULD BE 100% CORRECT!
You can be alone and it is ok.
People and experiences matter more than sex, money, and stuff.
Prioritize meeting a person you want to start a family with. Do it mindfully and purposefully. Work hard at making it successful.
Start your ira now
The Internet is full of bullshit and most people are just saying shit for a reaction. Pay attention to formal education and learn how to curate the information available to you.
And be excellent to each other.
You are good enough, do your best, treat all people with kindness.
Most older people think in their heads they are still 20. Enjoy every moment
Almost 50. First be NICE. Help those who need it when you can. Listen when people speak, don’t wait to speak yourself. Take time to breathe and see the world around you even if it’s just you in the backyard. When you find love, love with all your heart. Never think you know what someone else is going through, be it a bus driver your server at a table or your friends, people hide their pain. Rant over
Live well beneath your means. It’s a major source of happiness.
Stupid debt is line a lead cape permanently fastened to you.
Don’t give up on your marriage! It takes work and dedication. There will be ups and downs, fight for it! It will be worth it.
The biggest thing I have learned is delayed satisfaction. This means saving for things and using credit only when it makes sense.
So some things there is no way around like buying a house, or education. Most people will have to take on debt to afford them unless they are lucky or have wealthy parents.
But some things like credit cards, payday loans, etc are debt traps and make you a slave to your debt. Use these only if absolutely necessary or if say with a credit card you pay off 100% per month but you get 2% cash back so over a year you may make a few $100s.
Next is paying it off vs investing.
Ok in a pure mathematical sense if I pay off my 7% house faster while forgoing investing in the market that makes 9% it is a bad mathematical decision, but here is the rub. You will lose your job sooner or later for any number of reasons. If you own your cars, house, etc bills are usually not that bad for normal power, water, insurance, etc. As someone who has been unemployed three major times only once did I still have a house payment, which made it a whole lot less stressful. This allows you to live longer on savings and unemployment because sometimes economic downturns can last or you will need time to re-educate. This allows you to control your life and not being stuck to debt.
Now savings especially for retirement is your strength right now. Assuming you’re 27 today and SS still hits at 67 you have effectively 40 years. Given the standard rate of return is 7-9%, depending who you believe a safe bet is, saying you have about 4 doublings before you retire. So save early and max it out. I started at 28 and maxed always, did it suck at first, you bet. But the tax offset from the 401k advantage meant my take-home was only 9% less on my full 15%. It will vary by your federal, state and local taxes. But bottom line you don’t lose the whole 15%. Next matching is FREE MONEY so its like automatic returns on day one. If you don’t put in the minimum to get the most out of matching from your company you are throwing FREE MONEY away. Once you make it to the whole 15% just check it about once a year to make sure you have a good spread of investments. Don’t put more than about 15% in any one stock or area of the market is my rule. If you do this, you will by 50, know you have enough to retire and you may even be able to talk about retiring early.
Next is an emergency fund. This one I had the hardest time with because of normal life bills in my 20s and 30s. By my 40s it was much easier. I use a HYSA that makes 5% and just let the interest grow it over time, plus I made a rule, 1/3 of the tax return in the account until I reach 1 year gross salary. Due to some actual emergencies never been able to get beyond 25% of my gross, but given my low bills never went to 0 either. So you may need to adjust accordingly.
Once you max out 401k, Emergency, then pay off debts, life becomes about investing for future generations, investing outside retirement, side businesses, etc. But that is another conversation.
Work as hard as you play
For me I wish I could know if a woman had daddy issues.
I married a woman whose Dad was a complete asshole.
She told me that she couldn’t wait to get away from when we were getting married.
Then once we were married she put him on a pedestal.
For some reason she couldn’t come to terms with holding him responsible for his mistreatment of her mother so she transferred those feelings to me.
Spend your money on experiences, not things. In 20 years, those things will become meaningless garbage. The memories you make will never be forgotten.
Live WAY below your means and invest the rest. This will give you financial freedom 20 years before your peers. The only things we really have are time, which is fleeting, and relationships with other people.
Take care of your teeth.
Stretch regularly. Trust me.
Get regular checkups, even while young. Finding something early is the difference between an irritation and actual danger.
Resistance training is your friend. You want muscle and balance.
Always. Keep. Moving.
Surround yourself with interesting people who make you want to be a better person.
Be kind to yourself and patient with yourself. This shit is hard.
Save and Invest your money.
It’s not too late to change career
Time, look after it, it passes so quickly.
Spend less time chasing people and more time chasing compound interest
Don’t ever smoke
Don’t do stupid shit. Before you get to “What am I going to do with my life?” start with avoiding the bad stuff. Don’t break the law & risk prison time. Don’t smoke, do drugs, drive too fast or do crazy stunts.
Enjoy your parents (and other older relatives) while you still have them. If you’re “in a fight,” fix it.
It’s ok to set boundaries
I’m 72, and I have a few thoughts on this. First, do all the crazy adventurous dangerous stuff when you are young because you definitely won’t be able to do those things later on. If you don’t do those wild things, you won’t have any interesting stories to tell later on when you’ve settled down. I was a roadie for a band, in England when I was just 18, and an American. I spent a lot of time hitch hiking and traveling in the US, in my early 20’s. I’ve seen Elvis perform, played poker in back rooms of very bad neighborhoods, went to Woodstock at 15 and smoked hash out of a kazoo ( no pipe). Anyway, Do this stuff with your wild friends, but just don’t do it for too long. I didn’t settle down till I was 30, and I think that was a bit too long to be partying.
When it comes to money, you can’t really trust anyone.
Don’t shit on your own doorstep
Start paying into a pension regularly starting now.
You can’t make anyone else happy. All you can do is to provide them support and help, but in the end we all need to find our own happiness.
Live within your means. Don’t keep up with the Joneses. Debt is bad. Savings are good. Start saving early, it gives you more options when you are older.
You don’t fucking know everything!
Shut up.
Listen.
Eat right, exercise, and use alcohol and drugs in moderation. Once you mess your body up, the older you get, it will get exponentially harder to fix it. A life goal should be to only deal with medical practitioners during your twice yearly dental checkups, periodic physicals and vaccinations (and checkups for your kids, and vet visits if you have pets). You’d be amazed how much more fun you can have without crippling medical bills.
Who you marry will be either the best or worst financial planning decision you’ll ever make.
Leave toxic relationships the moment you realize. Regardless of the type of relationship
Save your money. But what you need, not what you want.
You have to work to LIVE. Not live to work.
Don’t stay with your partner if you are not happy. Break it up. Respectfully. Move on.
Lift weight. Functional strength training- all you life. Strong people are hard to kill. Don’t drink or smoke.
Save money if you can for your retirement. It’s never to early to start
Put away for retirement now! Live frugally and pay cash for whatever you can. Only leverage big assets. And ffs, don’t put a meal&tips on a credit card. Drive cars for 15 years or more than 200000 miles.
Otherwise get plenty of sleep, exercise and eat well. Meaning real food. Not the factory prepared foods. Retire as early as you can. The life expectancy is 76-78 years but the healthy life expectancy is 66 years. That’s the age your shit starts going down hill. So have plenty of sex while you still can enjoy it.
Help those in need. Donate, volunteer and adopt a pet if you can.
Love everyone and hate no one.
Bless you one and all.
Honestly? Your childhood is going to come up again and again. The sooner you dissect and come to terms with what you lived with, or lived without, the sooner you really are happier than you’ve ever been.
Everyone my age, including all my aunts and uncles and cousins who are older than me, followed the same pattern.
Do all the things you’re supposed to.
Realize one day you’re fucking unhappy and fucking tired of it.
Blow up parts of your life accidentally or on purpose struggling to find happiness or escape depression.
Therapy, finally.
Revelation, closure, and then your actual life begins. Don’t wait til you’re getting mail from AARP.
Work hard, Save hard, Retire Early
Go and travel the world while you are young. When/if you get older, it’s not as easy to do the crazy things you want to do and cruises are fine but going to a place and spending time in a different culture is the way to go. Peace Corps or whatever. Go and do it. The memories will last a lifetime.
Decide whether you are a business person or not. I’d you’re not, that’s ok. Go cure a disease!
Don’t eat so much “fast food.” That stuff will cause pain and suffering later in life.
Don’t go into debt! If you stay out of debt, you have a chance to build wealth. Start contributing to your 401(k) early if you don’t have a 401(k) save as much as you can until you get one. Never buy a new car, buy one a couple of years old and try to pay as much cash as you can. Time goes very quickly, even though it doesn’t seem like it when you are in your 20s.
Take care of your teeth and get a water pick. You will save so much money on dental work and help avoid periodontal issues.
Who you marry (if you choose to marry) will impact your entire life to a degree you cannot imagine. So pick very well.
The three biggest decisions you will make, and the order to make them are:
Beach, mountains, etc. It’s your life, you need to happy with your environment.
Your spouse will make or break your life.
How to make fire , how to cook how to to farm
Don’t rent with a close friend or someone you grew up with or with someone who just divorced .
Take your health seriously when you are in your 20s. It will payoff in the long run. It’s much easier to stay in shape while in your 20s, then trying to get healthy after you have a major health emergency.
It’s going to go a lot faster than you think. It’s good to want financial success but time is the real currency.
If you have kids, don’t love them with “stuff”. Love them with memories, and your presence.
Happiness is original equipment and will flow 24/7 if we practice diligent stress-management.
We don’t need to stoop to victory over another person to feel happy; that’s only short-lived intentioned comparison!
Start saving/investing now. Even if it’s just $5.00 per week. Do it.
Don’t waste your time and energy trying to be cool. Being cool is overrated and won’t matter later in life. Focus on being a good person instead. Also, be responsible with your money. Become financially literate and start saving for retirement now.
Choose to travel to a new country every year.