Location: Wisconsin
So a couple weeks ago I got rear ended and both my laptops ended up with broken screens. They were both extremely expensive. Higher tier MacBook Pro and Surface Pro. I only have liability so my insurance washed their hands and told I’m sol on their end. I’ll have to be reimbursed from the other party. Well their insurance is trying to say that they’re only going to give me cash value because that’s just what they do. Is there any way I can force them to give me replacement cost. If this was my policy replacing them and all I had was cash value that’s fine but this isn’t my policy and isn’t even remotely my fault. Young twit to busy looking at their damn phone. Cash value is only 350 to 400 for my MacBook and 400 to 450 for my Surface. I take extremely good care of my laptops and there’s no way I’m getting equal value when we all know they’re going to low ball if they do cash value.