I’m single, destined to stay that way, and have a job that allows me to save up to €1000 a month, plus around €10,000 in yearly bonuses. So… what am I supposed to do with all this money?
I’m 31 now, and I’ve managed to save about €70,000, earning 3% interest annually. But what’s the point?
The only woman I ever truly loved told me straight to my face that she’s never coming back. And I’m just not interested in anyone else.
So, assuming I don’t die of cancer or something before 40, I’ll probably have around €200,000 by then. But if I’m still alone, what the hell am I supposed to do with it all?
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Since you shitlords like to delete your posts, here’s an original copy of /u/NeveuDuDirlo’s post (if available):
I’m single, destined to stay that way, and have a job that allows me to save up to €1000 a month, plus around €10,000 in yearly bonuses. So… what am I supposed to do with all this money?
I’m 31 now, and I’ve managed to save about €70,000, earning 3% interest annually. But what’s the point?
The only woman I ever truly loved told me straight to my face that she’s never coming back. And I’m just not interested in anyone else.
So, assuming I don’t die of cancer or something before 40, I’ll probably have around €200,000 by then. But if I’m still alone, what the hell am I supposed to do with it all?
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Are you complaining about having too much money?! Do what you always wanted, who cares if it’s by yourself or with someone? Travel, date all the foreign girls, skydive, go to concerts, so much to do.
Keep saving/investing as you’re going to need a lot more than 200.
Russian mail-order bride.
Spend it on things you enjoy. Want to travel? Go on trips. Want a fun car, a motorcycle, etc.? Get one. Enjoy fine liquor? That costs money. You have money. Indulge.
You can’t take it with you, so if it’s all yours to spend then go for it.
Since it seems like something you want to change you should probably start by addressing your mental health and why you’re wallowing in your “destiny to be single”.
For the money…travel, donate to charity, invest in a hobby, engage in materialism/consumerism and squander it in stuff you don’t need like the rest of us. The usual.
Go to therapy
Create and invest it into charities that have such a positive effect for the community, the woman who rejected you will be forced to see a portrait of your face everywhere she goes as people praise you?
Invest it, spend the profits or find charitable causes and donate. You don’t need to be in a committed relationship to find purpose in your life, you know?
All the money in the world could never buy you a personality anyways, so take time to get to know thyself. Let all the puzzle pieces fall into place from there.
Why is it only earning 3% annually? Invest that sucker in the S&P 500 and get 7%+ average returns.
As for the woman, there are literally hundreds of millions of other single women out there. Put yourself in situations where you can meet some of them and I bet you’ll find one you can also love.
Travel the world. That’s what I would do in your situation.
Enjoy it. Buy a nice car, take a great trip, eat at a great restaurant.
Go to a third world country; you’ll meet plenty of female companions.
Make sure enough of it is invested so you don’t run out of money before you run out of life (you’re going to need WAY more money than you think you will), and spend the rest. The ideal should be to have the last cheque you ever write in this life, bounce.
I was laid off a few weeks ago, and having a lot of savings has taken nearly all of the stress out of looking for a new job. I have an interview coming up, at this point in the process with them I feel good and I want the job but I don’t feel utter desperation.
You never know what will happen. It’s good to have that kind of cash in reserve if you need it.
Is everybody else in your life single too? If I was in the same situation, i would just wait for my siblings to make me an uncle and buy the kids all the insufferable, noise toys and teach them swear words 😀
Invest or save enough to the point you can supplement income with it. Use it for whatever you want.
Invest, harvest, repeat, when you have enough start enjoying your life.
Well, you can hire a surrogate and then a nanny and basically have a family, if you really think you can’t find an actual wife.
Keep investing and saving. You can retire comfortably and enjoy your later years in peace and quiet. Then, list your beneficiary as an animal shelter or other family that you like (nieces or nephews maybe?).
The only one you’ve truly loved… yet. you only gotta get lucky once bro 🙂
Surely you have a life outside of just being in a relationship.
If you can’t quit your job tomorrow to sit at home all day, do whatever you want, travel wherever you want, then you don’t have enough money to even ask “what am i supposed to do”.
Start exploring hobbies, there are plenty of hobbies that guys in relationships struggle to keep up with because of time and money. If you found something you actually enjoy it could add a whole layer of meaning to your life
Some therapy might be a good start.
Get a good sum, keep a part for your retirement, and use the rest to go wild and enjoy life to the fullest. Visit all sorts of countries, buy a nice car, do some [redacted] and even [redacted]. Contrairy to what rich propaganda is trying to convince everyone, money does buy a lot of happiness
My goal is to buy a house with a big ass garage and just start tinkering with cars in my spare time, hopefully I’ll be able to grow a nice collection of cars!
The future is unknown.
A friend was 42, destined to be alone. 30 years later, it turned out they were wrong.
What to do with your money? Start with assuming you’re living to 110.
Retire early, buy fun toys and experiences. Anything left, leave to a charity or set up a scholarship.
3%???? First of all, do something else with a good chunk of that money. You’re losing money to inflation at 3%.
That said – spend it. Buy a house, buy a boat, take some great trips – whatever you want. It’s your money.
If you’re asking “what do I do with the money when I die” as in, “i have nobody to leave it to in my will,” pick a cause – it’s extremely common to leave money to your university, for example, or a museum. You could work with a lawyer to set up a scholarship fund. If you have close friends and you’re close with their kids you could become “an uncle” and leave some or all of it to them.
Please read the book “Die with ZERO” – Bill Perkins.
Spend it before you die or find someone/organization you want to give it to when you die and make a will stating so. Otherwise it will become the governments money.
Spend it on yourself, take vacations, start collecting, restore cars, gamble, do anything. I don’t understand when men say they don’t need money unless they have a woman, there’s so much you can do.
Single or not, you want to be growing what you can. At your age, you can do better than 3%, with a small increase in risk. Head over to /r/personalfinance and figure out where your money should be parked.
As to what to do with money, I suggest investing in yourself. Explore experiences, treat yourself, and grow yourself.
Man.
Hello. A Nigerian price am I.
I have very exciting opportunities for you miss.
Would you like to invest in new business for big monies?
Enjoy your retirement and leave your estate to a charity
I just semi retired when I decided to stay single. Not sure how flexible your job is, but I just use my money to work as little as possible.
You have a lot of life ahead of you to find another love. And if you don’t, and don’t want to spend on yourself, just save it. Accumulate it. If you die and there’s no one to inherit, it goes to the state which will use it for the good of everyone (theoretically).
Honestly I’d use the money to get the most out of life – go on vacation, travel with friends, experience new things. you could retire early and buy a villa in Italy, or go live in the Caribbean or Portugal or Croatia, etc.,
If there’s anyone you’re close to – niece/nephew, kids from the neighborhood, etc., that could also be a life-changing amount of money to leave behind when you go.
You can just wire it to me. 😂
Otherwise you can set up like a stipend for some school or trust funds for animal shelters or whatever floats your boat.
If you haven’t already then you could get quite a nice house (depending on property prices where you are) and quite a nice car. Build up quite a nice pension for quite a nice retirement etc…
More worrying is:
>I’m single, destined to stay that way
You’re 31, that’s far too old to be believing in things like fate and destiny. Assuming it’s just a turn of phrase, you’re far too young to consider yourself locked into a particular future.
>But what’s the point?
What’s the point of having money? Again, 31, you’re far too old to not realise that’s a redundant question. Money gives you mobility to (hopefully) do the things you want to do. It also gives you security. Spend some, save some, enjoy yourself.
You’re 31. That’s the age I got with my wife, within 6 months we were married with a baby on the way. We now have 3 kids together, I have one from a previous relationship and 5 years later we ended up getting guardianship of our 4 nieces. It’s been a crazy 12 years. Things can change in ways you never expected and they can happen in the blink of an eye.
It sounds like you’re in a bad space right now. It won’t always be that way. Maybe use some of that cash to get some help. You might find at some point that money comes in very handy.
It all comes down to this
Rather be rich and single, than poor and single.
Be the cool uncle. Do fun things with your nephews and nieces.
Don’t forget how it can open up the possibility of retiring early.
You’re 31, that’s a tad young to be locked into completely single forever. You’re better off, so soon they will come looking for you. I don’t care how you look, even Danny Devito got married, so it’s not a lost cause.
Forgive the woman in your past. She couldn’t see the man that boy could become, so it’s her loss. You’re the prize, and don’t forget that.
You are way too young to never fall in love with someone again.
You can always leave your money to siblings, nieces and nephews, distant relatives or randos on the internet
Travel, retirement, buy a house, explore your hobbies, etc.
heck give me 6k and I’ll help alleviate that burden for you 🤣
I think you should invest this money in therapy. Until you reach 40 you will discover what you want to do.
Never underestimate the rewarding feeling of giving to strangers.
That could be life-changing money for some poor kid(s) looking to go to college or trade school.
But also, you’re 31. You should be old enough not to be doing this “woe is me, never going to love again” and too young to think about your deathbed yet.
Well, having money in the bank is not a bad thing. It makes life much more worry-free and comfortable, and there’s a lot of value in that. Even if it is boring.
Like, imagine how most of your worldly worries can be brushed off with a swipe of a card. That’s pretty cool!
Watch Gran Turino. The ending gives you some ideas. Plus it’s a good movie.
Donate it.
Jesus dude. You’re living the dream and you don’t even know it
Have FUN. If you want to feel better about it (and probably meet some amazing women), donate it or
Dude, literally anything
Find a hobby you absolutely love and treat yourself to the best gear in the game
Buy a giant barbecue, perfect your ribs recipe and invite friends, neighbours – hell, even passers-by that seem nice – and throw legendary cookouts
Learn to homebrew your own arcade cabinets and donate them to youth centers
Restore a classic muscle car with all original components
If you really hate having money maybe give Magic The Gathering or Warhammer 40k a try!
You’re 31, you will find someone else. and while 200K sounds like a lot of money at 40….calculate how much you will pull out every year from then on and see how long it lasts you . If you don’t have a financial advisor get one.
Concentrate on YOU. When you are happy with yourself it shows to everyone else and then people start to become interested in you. You also sound like the breakup is rather recent, Time, Time is the great healer.
If, and that is a big if, you are only 31 so STFU about dying anytime soon, you have money left at the end of your life give it to a charity that you like. Golden Retriever rescues are a good one if you want my opinion, or donate it to a park you enjoy going to….
If you are in the US you will need it, probably more, for home Healthcare when you are old.
Adopt a son.
A woman shouldn’t be the only reason you exist. I’ve been single for like 12 years and I’m happier than most of the people I know.
I’d spend it on my hobbies like tech, sports, and learning new skills. Id go to New experiences and places and on inclusive resort vacations with the homies.
Do you have any passion projects or ideas you could just go ham on? You gotta learn to find joy outside of a single individual person.
Quit your job, pack your bags and go travelling until the money runs out. There’s a good chance that whilst you are away you will find something to inspire you.
I’m in a similar place to you, and it’s what I plan on doing in a few years.
So, between my inheritance, 401K, Brokerage account, house, savings etc. my net worth will be about $700K.
There are four things I want to do:
1.Take a photography class
2. Take a road trip visiting every state in the country
3. Take a World Cruise like the Azamara and visit 40 countries
4. Get an apartment and live downtown for a bit
You find the financial order of operations that applies to your country and move your money accordingly.
Retire early, live your best life.
Travel, get into expensive hobbies, donate to causes you’re passionate about, build a pool of gold coins and take a dive once in a while, the possibilities are endless.