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Save more money. Develop hobbies or activities. And, most important, make and keep friends. You will need to rely on all three for an easy retirement. (Advice from someone who doesn’t have a couple of those and is struggling.)
Save a lot more money. Put in stocks and bonds and mutual funds. Do not sell. Reinvest. Buy property because nothing is more secure than your own home with deed in hand. And look after your health. Everything else is incidental.
Long term care insurance. (US-only, no clue about elsewhere.)
The longer the insurance company can collect your premiums, the lower the monthly premiums. Wait longer, pay more, and it eventually becomes unaffordable.
Good assisted living facilities and nursing homes cost $10,000/month or more and Medicare does not pay for them (generally speaking).
Without LTC insurance, Medicaid (if it survives) will take all your assets before it will pay, but only for a hell-on-earth facility. Without LTC insurance, that is your future.
Put all you can in the market. ETFs and Mutual Fund only. Dont try to buy and sale stocks. Find just a couple of ETF’s and maybe two mutual and put everything you can in them. Right now, everything in the market is on discount.
start taking care of your body and mind now eat better, move more, save money, and spend time with people who matter. time flies, and you’ll thank yourself later.
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Tell myself how to go back further in time and tell my 20 something self to max out my ROTH first!
Eliminate the toxic people from your life. You can’t save everyone, but if you try – you might save yourself.
Save more money.
Save more money. Develop hobbies or activities. And, most important, make and keep friends. You will need to rely on all three for an easy retirement. (Advice from someone who doesn’t have a couple of those and is struggling.)
To quote Robin Williams in Good Will Hunting. “Its not your fault”.
be vegan
I am still in my 40’s, but I am listening to the responses.
Financial planning, exercises, diet, ignoring whatever u age group are doing to boost their ego
Find Scott.
Spend ninety percent less on my classroom and wisely invest it.
Save a lot more money. Put in stocks and bonds and mutual funds. Do not sell. Reinvest. Buy property because nothing is more secure than your own home with deed in hand. And look after your health. Everything else is incidental.
Start exercising but look after your knees.
Buy gold.
Long term care insurance. (US-only, no clue about elsewhere.)
The longer the insurance company can collect your premiums, the lower the monthly premiums. Wait longer, pay more, and it eventually becomes unaffordable.
Good assisted living facilities and nursing homes cost $10,000/month or more and Medicare does not pay for them (generally speaking).
Without LTC insurance, Medicaid (if it survives) will take all your assets before it will pay, but only for a hell-on-earth facility. Without LTC insurance, that is your future.
Tell your loved ones how much you love them. Spend precious time with them. Not all of them will be around for another 20 years.
Put all you can in the market. ETFs and Mutual Fund only. Dont try to buy and sale stocks. Find just a couple of ETF’s and maybe two mutual and put everything you can in them. Right now, everything in the market is on discount.
Invest more.
Buy Google when it goes public.
start taking care of your body and mind now eat better, move more, save money, and spend time with people who matter. time flies, and you’ll thank yourself later.
Go and take out so and so